Smith Appraisal Services is your FHA certified appraisal companyWe are happy to say that Smith Appraisal Services is an FHA-certified appraisal company in GA. If you have an FHA-mortgage, be sure to contact Smith Appraisal Services, as we are approved and qualified to produce FHA appraisals. A portion of the ongoing training our staff at Smith Appraisal Services completes deals precisely with decoding the FHA's documentation and their rules and procedures. Contact us today if you need to get an appraisal done on an FHA-insured loan. If your home loan is FHA insured, that means that it has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not provide funds to borrowers, rather, it provides lenders with protection with mortgage insurance in case the borrower does not pay his or her loan obligations. The FHA and their loan programs are created to help low-to-moderate income consumers help meet credit expectations if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly helpful to those buyers with less accessible funding. |